Group health insurance
Group health insurance covers a group of people, typically employees of a company, and their dependents. Premiums are often lower than individual plans due to the larger risk pool.
Benefits & features of group health insurance
Pre-existing Condition Coverage
Generally cover pre-existing medical conditions, which may be excluded or restricted in individual health insurance policies
Lower Premiums
Premiums are lower compared to individual health insurance policies because the risk is spread across a larger group of people.
Comprehensive Coverage
Offers comprehensive coverage for hospitalization, surgery, and other medical expenses, including outpatient and inpatient care, diagnostic tests, and prescribed medications.
Cashless Hospitalization
Provides convenience of cashless hospitalization, where the insured can get treatment at network hospitals without paying cash upfront.
Maternity Benefits
May provide maternity benefits, including coverage for prenatal and postnatal care, delivery expenses, and newborn care.
Tax Benefits
Premiums paid towards Group Health Insurance policies are eligible for tax deductions under Section 80D of the Income Tax Act, 1961.
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CoverNsave Insurance Brokers Private Limited
CIN U67100HR2022PTC106007
IRDAI Registration No. 872
IRDAI Registration Code - IRDAI/DB971/2022
Principal Officer- Mr. Kapil Kumar
Category - Direct (Life & General)
License Valid till- 09.01.2026
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